Industry guides
Tobacco & Nicotine payment guides
Guides for Tobacco & Nicotine merchants: getting the account approved, keeping it open, chargebacks, reserves and pricing. Each one is written by the underwriting desk.
How to Sell Vapes Online: Licenses, PACT Act and Card Payments
The launch sequence for an online vape store in the United States, built around what a card acquirer verifies: products, registrations, age checks at checkout and at the door, and where you ship.
E-Liquids & VapesGuide14 min readVape Payment Processing: What Acquirers Check and Which Files They Decline
How card acceptance works for online vape and e-liquid stores: the scheme rules behind MCC 5993, how an underwriter reads your catalog and shipping file, and which stores cannot be placed.
E-Liquids & VapesTobacco & Nicotine
Open your tobacco gate.
Send the licenses, the tax documents and your history. An underwriter reads the file within 1 business day and replies with a written offer, a document list, or an honest no.
Free to apply. A human answer within 1 business day.